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Mac Baker, Founder of Coast Capital Lending Corp. |
The ocean — its alluring beauty — its serene calm — its awesome power. Nothing on earth contains so much life and yet so many unpredictable components. Captains embarking on ocean journeys, whether their vessel is under wind or motor power, understand that they must carefully chart a course, be prepared for all contingencies and always respect this powerful force.
Mac Baker, founder of Coast Capital Lending Corporation, holds a deep respect for the sea. Mac says, “When I take a boat miles off-shore, and all you can see is water in every direction, there is a fantastic calm that comes over me—I experience God beyond belief.” Yet the ocean is constantly changing with the elements, and as any experienced boater will tell you, you had better be equipped to meet new challenges and always ready to face the unexpected.
Safe Passage Home
For Mac Baker, running a business shares many aspects of an ocean journey. That’s why he “captains” his company to ensure that all his customers can rely on smooth sailing and a safe journey through the sometimes unpredictable waters of real estate/mortgage lending.
Professionals Charting Your Course
Coast Capital Lending takes pride in our highly qualified team of Loan Counselors. With so many variables with each loan applicant and so many different options for such a wide variety of loans, it is essential that Coast Capital’s agents have the knowledge and expertise to find the best possible loan solutions for each and every client.
Smooth Sailing Ahead
At Coast, we specialize in customizing every loan to best fit the specific needs and goals of each client. From first-time home buyers to experienced investors, and everyone in-between, The Perfect Escrow Experience is at hand. Our mortgage professionals ensure that each client is educated about their options and the loan they receive so they can count on exactly what to expect and when to expect it. Through our caring guidance, your transaction will be smooth sailing all the way—guaranteed!
Flexible Loan Programs
Our lending parameters are based on the current equity, potential of the property, along with the validity of your plan to retire the loan. This allows us the latitude to entertain a wide variety of loans:
- 1st, 2nd & 3rd Trust Deeds. Property types include single family homes, apartments, commercial, industrial and mixed-use properties.
- Home Equity Loans
- Construction/Bridge Loans
- Cash out equity loans for any purpose
- Land Loans
- Funding for Probate, Trusts, etc.
- Resort and Recreational Properties
- Office Buildings/Shopping Centers
- Senior Housing, Assisted Care & Independent Living
- Default OK!
- Bankruptcy OK!
- Foreclosure OK!
Loan Rates & Terms
The right loan and rate depends on many different factors:
- The equity you possess in your home
- Your combined loan to value ratio
- Your debt to income ratio
- Your credit ratio
- Market conditions The best way to find the “right” answer is to discuss your finances, plans and financial goals with a Coast Capital mortgage professional.
At Your Service
Coast Capital Lending Corporation is proud to provide a growing list of online resources to make your home buying experience a success. Whether you are a first-time home buyer or an experienced home owner moving up to your dream home or refinancing or remodeling your existing home with a home equity loan, we’re ready to help with convenient online loan applications and fast, personal service! You will be very glad you chose Coast Capital Lending Corporation for “The Perfect Escrow Experience.”
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