Loan Process

Click here to Pre-Qualify.

You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities. 

LTV and Debt-to-Income Ratios

FICO™ Credit Score

Self Employed Borrowers
In the absence of such verifiable employment records, lenders rely on income tax returns, which they typically require for 2 years

Source of Down Payment

1) Conventional Loan

2) Government Loan (FHA,VA)

3) Jumbo Loan

4) Non-QM 

5) Second Mortgages 

6) Fixed-Rate

7) Adjustable-Rate

Loan requirements and approval standards may vary depending on the loan program, but lenders typically review your income, credit profile, assets, and the value of the property to determine eligibility. Once your application is submitted, the loan process begins promptly, and all provided information will be reviewed and verified to ensure accuracy and completeness.  

 This information includes:

Income/Employment Check

Credit Check.

Asset Evaluation

Property Appraisal

Other Documentation

In some cases, additional documentation might be required before making a final determination regarding your loan approval