See how
Simple it can be...
The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.
Date: 06/14/2026
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Special Loan Programs
| Program | Minimum Down Payment | Minimum Credit Score |
|---|---|---|
| Conventional | 3% | 620 |
| FHA | 3.5% | 580 |
| VA | 0% | Varies |
| Jumbo | 10%-20% | 680+ |
| Bank Statement | 10%-20% | 620+ |
| DSCR | 20%-25% | 620+ |
| 1099 Loan | 10%-20% | 620+ |
NMLS ID: 2783424
Get StartedA fixed-rate mortgage is a home loan where the interest rate stays the same for the entire term of the loan. That means your monthly principal-and-interest payment doesn’t change over time, making it predictable and easier to budget
An adjustable-rate mortgage (ARM) is a home loan where the interest rate can change over time after an initial fixed-rate period.
Unlike a fixed-rate mortgage, the monthly payment on an ARM may increase or decrease depending on market interest rates
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, the loan for a set period — usually 5, 7, or 10 years. During that time, the loan balance (principal) does not decrease unless extra payments are made.
a home loan where the monthly payments start lower and gradually increase over time — usually every year for 5–10 years — before leveling off for the rest of the loan term.
This type of mortgage is designed for borrowers who expect their income to grow in the future
The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.